Down Payment Loans and Gifts
Loans and gifts can help with your down payment but you can not use this strategy for all loan programs. The most popular program for this tactic is the Federal Housing Administration or FHA.
Qualifying for a Low Down Payment Loan
Learn about what you need to be considered for a low down payment loan.
Down Payment Assistance
Many local and state agencies run bond programs to generate funds to help individuals and families with a down payment.
Down Payment Gifts for FHA Loans
FHA allows 100% of the down payment to be a gift from an acceptable donor.