Mortgage Application

Total Mortgage Payment
A good first step in the mortgage process is to determine a monthly mortgage payment that will fit into your current budget.

Your Initial Meeting with a Mortgage Professional
Find out what information you will need to prepare for your first meeting.

After Completing the Application
Find out more about what happens next in the approval process.

Two Key Factors in Qualifying
See what lenders really look at when considering you for a loan.

Speed Up the Mortgage Process
Discover how you can shorten the time until closing.

Escrow Account Basics
Mortgage escrow accounts are special accounts set up in which money is held to pay taxes and insurance.

Mortgage Terminology
All the mortgage-related terms you need to know from A to Z.

Appraisal Basics
An appraisal of real estate is the valuation of the rights of ownership. The appraiser must define the rights he intends to appraise.

Appraisal Needed to Obtain a Loan
Usually, individuals applying for a loan are only interested in obtaining the loan and unfortunately are not worried about the prudence of buying the property at the agreed price.

Lock In Your Interest Rate
What is a rate lock for and why do you need one.

Closing Costs Explained
Closing costs are the actual expenses that the lender incurs in the origination of a new home loan.